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The difference between banks and credit unions

Published Fri, 01 Nov 2024 11:26:31 GMT

Nearly all of us have some kind of business with a financial institution – a checking or savings account, a mortgage or other type of loan, maybe some investments. But a lot of us could still use a little help navigating the crowded field of financial accounts, products, and services. Jeff Bentley has made that his mission. Bentley is President and CEO of Northwest Federal Credit Union. But having started his career working with several large regional banks, he knows the differences between banks and credit unions better than most.Bentley describes his years in banking as primarily focused around profit. “We had shareholders to please. And frankly, you were incented to keep your job to make money,” he explains. “And so you found ways to enhance profits, whether it be prepayment penalties, or fees, kind of ‘gotcha fees.’”It’s about building trustBut Bentley describes a different world in credit unions, which he discovered later in his career. Now, he says “we’re focused on serv...

Storied rugby club Wasps forced to start again at bottom of English league pyramid

Published Fri, 01 Nov 2024 11:26:31 GMT

LONDON (AP) — Wasps, one of England’s most storied rugby teams and a two-time European champion, must begin rebuilding from the bottom of the country’s league pyramid after having a license to play in the second-tier Championship revoked on Thursday.The club was expelled from the top-flight Premiership after falling into administration — a form of bankruptcy protection — in October amid debts totaling 95 million pounds ($118 million). It had been hit by a winding-up order from the revenue department for 2 million pounds in unpaid tax after financial issues stemming from its relocation from London to Coventry in 2014.Wasps’ new owners, HALO22 Limited, failed to meet a deadline by the Rugby Football Union for proving the club could operate at the second-tier level. Among the commitments that have not been kept are the provision of evidence that creditors have been paid and the creation of a suitable governance structure.The RFU has also been told by Wasps that the cl...

Judge signals hesitance to shut down pipeline, pleads with Wisconsin tribe to work with oil company

Published Fri, 01 Nov 2024 11:26:31 GMT

MADISON, Wis. (AP) — A federal judge signaled Thursday he will not force an energy company to shut down an oil pipeline in northern Wisconsin, despite arguments from a Native American tribe that the line is at immediate risk of being exposed by erosion and rupturing on reservation land.The Bad River Band of Lake Superior Chippewa asked U.S. District Judge William Conley last week to issue an emergency ruling forcing Enbridge to shut down the Line 5 pipeline after large chunks of riverbank running alongside it were washed away.But Conley voiced frustration with the tribe at Thursday’s hearing for not allowing Enbridge to reinforce the land around the pipeline.“The band has not helped itself by refusing to take any steps to prevent a catastrophic failure at the meander,” Conley said. “You haven’t even allowed simple steps that would have prevented some of this erosion.”The tribe says less than 15 feet (4.6 meters) of land now stands between the Bad River and Line 5 along a meander on ...

Trial delayed for driver held since 2015 in deadly Las Vegas Strip pedestrian crash

Published Fri, 01 Nov 2024 11:26:31 GMT

LAS VEGAS (AP) — Trial was delayed Thursday for a woman who has been in custody in state psychiatric facilities for more than seven years after being accused of intentionally plowing a car into pedestrians on a Las Vegas Strip sidewalk in December 2015.Paris Paradise Morton, who rejected a plea bargain this week that would avoid trial, told Clark County District Court Judge Tierra Jones she wants a different court-appointed attorney to represent her on murder and 70 other felony charges. The crash killed an Arizona woman and injured dozens of other people near the Paris Las Vegas and Planet Hollywood resorts.The judge called off a trial that had been scheduled to begin May 30 and set a closed-door hearing with Morton next Wednesday to determine if she will get a new lawyer. No new trial date was set.Morton, now 32, has been prosecuted as Lakeisha Nicole Holloway, the name she gave to authorities following the crash a few days before Christmas 2015. Records show she legally changed h...

Los diez juveniles más prometedores que se perderán el Mundial Sub-20 en Argentina

Published Fri, 01 Nov 2024 11:26:31 GMT

MENDOZA, Argentina – El Mundial Sub-20, que empieza este sábado en Argentina, no contará con varios de los futbolistas más prometedores del planeta por la resistencia de los clubes a ceder sus jugadores en un momento clave de la temporada.Estas son las diez bajas más sensibles del campeonato:1. ALEJANDRO GARNACHO (ARGENTINA)El Manchester United no quiso desprenderse del extremo de 18 años en un momento clave de la temporada, con el equipo luchando en la Premier por mantenerse en los puestos de Liga de Campeones y a pocas semanas de la final de la FA CUP contra el Manchester City.Nacido en España, pero de familia argentina, defiende los colores de la Albiceleste y cada vez va ganando más minutos en los Diablos Rojos. Acaba de recuperarse de una lesión en el tobillo. Arranca la Copa Mundial Sub-20 en Argentina Mundial Sub-20 en Argentina: la FIFA confirma los equipos y jugadores 2. VITOR ROQUE (BRASIL)Fue una de las estrellas ...

At least 80 people were killed in an attack in northern Nigeria. Police arrested 7 suspects

Published Fri, 01 Nov 2024 11:26:31 GMT

ABUJA, Nigeria (AP) — The death toll from an attack by dozens of gunmen in north central Nigeria’s Plateau state has reached 80, local authorities said Thursday, with survivors still searching for bodies days after the incident.The gunmen targeted several villages in the remote Mangu district of Plateau during the attack that started Monday and lasted till Tuesday, according to residents. Burials continued on Thursday in parts of Mangu located 60 kilometers (37 miles) from Jos, the state capital.The police told The Associated Press seven suspects had been arrested. It was a “situation of sporadic shooting across a vast area of different villages,” said Alabo Alfred, the command spokesman.The security crisis in the north-west and central regions of the country has stifled Nigeria’s development, despite its status as Africa’s largest economy and one of its top oil producers. After decades of conflict, current and former pastoralists from the Fulani tribe took up arms against far...

Former Aurora officer charged in deadly crash

Published Fri, 01 Nov 2024 11:26:31 GMT

DENVER (KDVR) -- Former Aurora Police Officer Eduardo Landeros has been charged with two felonies in a deadly crash that happened in March, FOX31's Alex Rose has learned.The charges against Landeros are vehicular homicide and criminally negligent homicide. The crash happened at the intersection of East Bates Avenue and South Chambers Road around 8:20 p.m. on March 4. Landeros' police SUV collided with a Toyota Corolla causing the Chevrolet Tahoe to roll several times, leaving the officer trapped. Patrol car black box expected to have information on deadly Aurora crash Landeros spent the night in the hospital after the crash and was released the next morning. The driver of the Corolla was taken to the hospital with life-threatening injuries and later died.Investigation into crashLanderos was responding to a call of a reported break-in. Colorado State Patrol investigated the crash and said it was a nonemergency call, and Landeros did not have lights and sirens activated.Investigator...

Denver museum closing exhibit, issues healing statement

Published Fri, 01 Nov 2024 11:26:31 GMT

DENVER (KDVR) -- The Denver Museum of Nature & Science is closing the North American Indian Cultures Hall after several decades in existence. "Despite collaboration with Indigenous representatives during its creation and ongoing efforts by curators, conservators, and others to update and improve various parts of the Hall, we acknowledge that it remains problematic. We understand that the Hall reinforces harmful stereotypes and white, dominant culture," the museum said in an email to members. Denver rent down 2% year over year, rent growth slowing nationally The museum issued a healing statement about the decision saying, in part:As part of that process, Museum staff and Indigenous community partners are working to respectfully close this Hall and to reimagine exhibition, curation, collecting, programming, and conservation practices with respect to Indigenous cultural histories, heritage, and belongings.There is a QR code that visitors can find in the statement for feedback, w...

Crews remove banner plane wreckage amid fatal crash probe; pilot ID’d, 911 calls released

Published Fri, 01 Nov 2024 11:26:31 GMT

Crews removed the scorched remnants of a banner plane from a Hollywood roadway, as authorities proceed with their investigation into the factors that led to a fatal crash in Hollywood, claiming the life of a pilot.Shortly after 1 p.m. on Thursday, authorities hauled away the aircraft and reopened South Park Road, spanning from Hollywood Boulevard to Johnson Street.While lingering questions surround the cause of the tragic crash, 7News learned that the pilot had recently been recruited by Aerial Banners, Inc.He was identified as Mitchell Knaus.“[He had] approximately 325 total hours of flight experience were logged by him. He had joined the company a fortnight ago and possessed an estimated 13-15 hours of experience with this particular make and model of aircraft,” revealed Brian Rayner from the National Transportation Safety Board.The plane, identified as a yellow Piper PA-25 Pawnee, was en route from North Perry Airport to the beach when it inexplicably crashed on a roa...

Manhunt underway after shots fired in parking lot of West Miami-Dade shopping center

Published Fri, 01 Nov 2024 11:26:31 GMT

Authorities are searching for a person who is accused of shooting a man in the parking lot of Midway Crossings in West Miami-Dade, Thursday afternoon.Police believe the suspect is a white male with a slim build. After the incident, the suspect fled the scene in a red vehicle, heading southbound.7Skyforce hovered over the scene, located in the 7000 block of West Flagler Street, where caution tape and police presence was visible in the parking lot. The victim was rushed to HCA Florida Kendall Hospital. His condition is unknown.Police are encouraging anyone with information about the incident or the whereabouts of the suspect to come forward and contact local law enforcement immediately.Please check back on WSVN.com and 7News for more details on this developing story.