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4 ways restarting student loan payments could impact the economy

Published Fri, 01 Nov 2024 08:31:11 GMT

(NerdWallet) - After more than three years of an interest-free payment pause on federal student loans, millions of Americans will soon be on the hook for monthly payments. The effects could be felt across the economy.How resuming payments will affect a single borrower varies widely, depending on, among other things, whether they stopped making payments at all, how much debt they have, the repayment program they’re in, and their current and future expected income. It also depends on the other expenses competing for a piece of their monthly budget. Because so many people are affected — 43.6 million people hold federal student loan debt, according to the Department of Education — the impact to the economy stands to be broad even if some borrowers don’t have a difficult time adjusting.Currently, there is $1.6 trillion in federal student loan debt outstanding, according to data from the New York Fed’s first quarter Household Debt and Credit Report. This will come down by at least an esti...

'Reject the divisiveness,' Allred tours Texas in bid to take on Ted Cruz

Published Fri, 01 Nov 2024 08:31:11 GMT

AUSTIN (Nexstar) - Congress is on summer break and that's giving one Representative an opportunity to ramp up his campaign for higher office. Dallas-area Democratic Congressman Colin Allred hopes to challenge Ted Cruz in next year's race for U.S. Senate."I think we know as Texans that we can't afford six more years of Ted Cruz," Allred said during an interview with Capitol Correspondent Ryan Chandler. Allred just started what he calls the Lone Star Listening Tour. He's hoping the statewide effort will resonate with voters."I have a record of running in tough races and telling what I think is a unique story about growing up in this state, understanding who we are, being raised by a single mother, going to public school, making it to Baylor, making it to the NFL, becoming a civil rights lawyer and ultimately, being in Congress," Allred said, summarizing his personal history."I believe that in this election, we're going to reject the divisiveness of Ted Cruz," Allred added.But if Allr...

Letters: The lesson of Brian Eldridge — let’s be kind and connect

Published Fri, 01 Nov 2024 08:31:11 GMT

Let’s be kind and connectI received Sunday’s paper. I read it. Like most people, I did not read the obituary section. I find that I only read the obituaries when I am reading about someone specific I knew who passed away.Thursday, I received the paper and Brian Eldridge’s story by Mary Divine caught my attention. I have been thinking about it all day. We failed him. We’ve got to reach out to people, be kind and connect with them while being respectful of their privacy and boundaries. It will go a long way.Carren LaBrasseur, St. Paul Independent?David Weiss? Really? The independent special counsel appointed to investigate Hunter Biden is the U.S. Attorney for the State of Deleware, Joe Biden’s home state, who signed off on the Hunter Biden deal that couldn’t survive one question by the presiding judge.You folks in the fourth estate are going to need to bring in a steam shovel to bury your heads deep enough in the sand to ignore this one.Pete Bradt, Mendot...

Man armed with assault rifle opens fire on police in Koreatown 

Published Fri, 01 Nov 2024 08:31:11 GMT

An armed standoff between a suspect and police in Koreatown ended with two officer-involved shootings and the suspect being injured and taken into custody. According to the Los Angeles Police Department, officers with the Olympic Division responded to a call of a man with a rifle acting erratically at a 7-Eleven in the area of Kenmore Avenue and Wilshire Boulevard just before 9:30 p.m. Saturday night. Upon arriving on scene, officers attempted to make contact with the suspect, and that’s when the first officer-involved shootings occurred, police said. After the suspect, only described as a white man in his 30s, was struck by gunfire while fleeing from authorities, a second officer-involved shooting occurred. “He then barricaded himself behind the stairwell of a building near the intersection of 7th Street and Vermont Avenue,” LAPD said in a tweet. “Officers were aware that the suspect was struck by gunfire and in need of medical treatment.” SWAT responded to the ...

Benefits of CBD Capsules

Published Fri, 01 Nov 2024 08:31:11 GMT

To read the original article about the Benefits of CBD Capsules at Real Tested CBD.There are a ton of options available when it comes to CBD products these days. Whether you prefer to eat your CBD, smoke it or apply, there is something for just about everyone. One method of consumption that doesn’t get enough attention is through CBD capsules.CBD capsules are easy to consume, perfectly dosed and ready for taking. As with any product, finding something high quality is key. So, how can you best start shopping for high-quality CBD capsules? Let’s take a closer look.What Is CBD?CBD, also called cannabidiol, is one of over 100 natural compounds found in hemp and cannabis plants. CBD is known as a major cannabinoid that is found in large quantities in both plants. THC is another major cannabinoid, but unlike CBD it can be intoxicating.Cannabidiol is not considered psychoactive and should not cause a “high” effect. That said, CBD can have impacts on the body and brain. Through an interacti...

Thieves abandon one stolen vehicle, then steal another in Saratoga

Published Fri, 01 Nov 2024 08:31:11 GMT

JULY 31Commercial burglary, vehicle theft, vandalism: Between 6 a.m. on July 28 and 5:22 a.m. on July 31, someone entered a commercial yard in the 12000 block of Glen Brae Drive by breaking a gate, then broke locks of storage units and stole tools and a tractor for a total loss of about $31,000.AUG. 6Vehicle burglary: Between 5 p.m. on Aug. 5 and 5 p.m. on Aug. 6, someone broke through a window of a vehicle parked in the 18000 block of Sara Park Circle and stole a lunch cooler for a loss of about $200.Vandalism Between 8:30 p.m. on Aug. 5 and 7:45 a.m. on Aug. 6, someone broke the rear windshield of a vehicle parked in the driveway of a residence in the 19000 block of Glen Brae Drive. The total amount of damage was estimated at $2,000.Possession of stolen vehicle, manufactured firearm, controlled substance and drug paraphernalia; identity theft: At 7:32 a.m., deputies responded to an auto theft call at a residence in the 12000 block of Saratoga Creek Drive. An investigation revealed...

Applications open for Santa Clara County poet laureate

Published Fri, 01 Nov 2024 08:31:11 GMT

Poet laureate soughtSanta Clara County is looking for its next poet laureate. The Santa Clara County Library District, in partnership with SVCREATES and Poetry Center San José, have opened the application process for the honorary post for 2024-25.The poet laureate acts as an advocate for poetry, literature, and the arts and contributes to Santa Clara County’s poetry and literacy legacy through public readings and participation in civic events.The county’s eighth poet laureate will serve from January 2024 to December 2025 and will receive a stipend of $6,000 per year, a budget of $1,000 per year for reimbursable expenses related to their activities and the opportunity to publish a chapbook through Poetry Center San José.Applications are being accepted through Sept. 22 at 5 p.m. at bit.ly/SCCPoetLaureate, where eligibility criteria and other information is also available.Applications will be reviewed by a panel of literary professionals from the Greater Bay Area. Interviews with final...

Board gamers set up at Milpitas Library

Published Fri, 01 Nov 2024 08:31:11 GMT

Board Game DayThe Fremont Board Gamers are hosting a Board Game Day Saturday, Aug. 19, at the Milpitas Library. Players age 18 and older can bring their favorite game or show up between noon and 6:30 p.m. to learn some new ones.Online registration is encouraged but not required to https://sccl.bibliocommons.com/events.Poet laureate soughtSanta Clara County is looking for its next poet laureate. The Santa Clara County Library District, in partnership with SVCREATES and Poetry Center San José, have opened the application process for the honorary post for 2024-25.The poet laureate acts as an advocate for poetry, literature, and the arts and contributes to Santa Clara County’s poetry and literacy legacy through public readings and participation in civic events.The county’s eighth poet laureate will serve from January 2024 to December 2025 and will receive a stipend of $6,000 per year, a budget of $1,000 per year for reimbursable expenses related to their activities and the opportunity t...

Campbell dermatologist brings healing power of the arts to children’s hospital

Published Fri, 01 Nov 2024 08:31:11 GMT

Musicians from Starting Arts, a San Jose nonprofit that provides arts education to Bay Area students, played to a special audience Aug. 9 when they performed for residents of a Campbell-based inpatient facility for severely ill or catastrophically injured children.Children’s Healthcare Organization of Northern California is near the office of Starting Arts board member Dr. Amelia Hausauer, a dermatologist with Aesthetx in Campbell. Hausauer said the facility had long intrigued her. In fact, the performance marked the beginning of what Hausauer hopes will be an ongoing partnership.“The arts have a profound ability to transcend human pain and suffering,” Hausauer said in a statement. “They are a way of expression and healing, especially in children who have fewer ways to communicate. It’s immensely gratifying to be part of such a project.”Children’s Healthcare Organization activity director Kathleen Tuckness also expressed gratitude for the performance and the possibility of more to c...

Latest line: A good week for Waymo, a bad week for Sam Bankman-Fried

Published Fri, 01 Nov 2024 08:31:11 GMT

WaymoDriverless taxi company scores big win as California PUC gives approval for it and rival company Cruise to charge fares and operate in all parts of San Francisco 24 hours a day, a major step toward expanding statewide.    Sam Bankman-FriedBay Area founder of the failed cryptocurrency exchange FTX is jailed in New York after a judge revokes his bail. Formerly a billionaire, Bankman-Fried has been living recently in his parents’ Palo Alto home.   Jed York49ers CEO is accused of insider trading and violating federal securities laws in two lawsuits from shareholders of online education company Chegg. But his team is a pre-season NFL favorite, with QB Brock Purdy returning to health.